BJ’s Adds Buy-Now-Pay-Later

Jamie Grill-Goodman
Editor in Chief
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BJ’s Wholesale Club now offers Citizens Pay, a flexible, buy-now-pay-later payment option that allows members to finance purchases over $99. The new payment option is available for purchases made on for delivery and with buy online, pick up in-club and curbside pickup.

“We offer members unbeatable value and convenience on everything they need in a one-stop shop. We’re thrilled to offer Citizens Pay to provide our members with a simple, affordable way to pay for large purchases alongside everyday items,” said Chris DeSantis, senior vice president, GMM, sundries and services, BJ’s Wholesale Club. “We’re committed to delivering outstanding service to our members and Citizens Pay will help create more flexibility for them to purchase what they need, when they need it.”

Members can use Citizens Pay to finance a wide assortment of items from major appliances and televisions to furniture and everyday essentials. With Citizens Pay, BJ’s members can apply for a monthly flat rate installment loan on purchases over $99 and select terms for 3, 6, 12 or 24 months depending on the purchase amount.

For purchases over $99, members can select Citizens Pay as their payment at checkout. Once they input their information and are approved for the buy-now-pay-later option, they can choose their payment terms and submit their order.

“We’re excited to bring Citizens Pay to BJ’s members. Citizens Pay brings convenient and flexible payment options to consumers and allows us to offer affordable solutions through a transparent and easy-to-use experience,” said Andrew Rostami, president of Citizens Pay. “BJ’s members will now have access to modern, monthly installment plans that works for them so that they can make large purchases responsibly.”

BJ’s also recently launched an enhanced mobile appbuy online, pick up in-club for fresh and frozen items, contactless curbside pickup, and more.